Congratulations on taking the first step to becoming a homeowner! USA Mortgage specializes in no-money-down mortgage loans for first-time home buyers in Ohio and West Virginia. We also have grant money for down payment and closing cost assistance in both Ohio and West Virginia.

While banks and other mortgage lenders require much higher credit scores, USA Mortgage may be able to approve your mortgage loan with a credit score down to 600. Bankruptcies only have to be discharged two years to be eligible for financing. There is no cost for pre-approvals, so you can apply worry-free to find out how much you qualify for, or what's stopping you from being approved, and work on getting it fixed.

Homeowners who are looking to refinance into a low, fixed rate mortgage can be assured they are accessing the lowest rates in the nation.

Through our national network of lenders USA Mortgage can offer mortgage loans such as conventional, FHA, USDA, OHFA and VA loans.

Explore our website to discover the many ways we can serve you. You will find an abundance of helpful tips which can help you to evaluate different financing options. Our goal is to provide you with the best financial help possible.

Did you Know?

Some existing homeowners may still be eligible to purchase a home with no money down, through a USDA loan. Contact us or Apply for more information.